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Each year in Massachusetts, there is around 80,000 work related accidents. That’s approximately 2.7 cases per 100 full time employees. Mass.gov says employers are required to provide workers’ compensation insurance coverage for every employee. Workers’ compensation pays for any reasonable and necessary medical treatment related to the injury, such as emergency room, PCP, Specialist, chiropractic care, and physical therapy. It also pays partial compensation for lost wages after the first five days of disability.
10 Leading Causes and Direct Costs of Workplace Injuries provided by insurancejournal.com
In Massachusetts, after a work related injury, notify your employer immediately. It is best to document your request for medical treatment in writing. For complicated workers’ comp claim, you may want to consider contacting a personal injury attorney for help.
You have the right to choose your own physician or other healthcare providers instead of ones that your employer or union leads you to.
Workers’ comp cases do not go through your health insurance but instead through your employer’s work comp insurance or the employer themselves.
Musculoskeletal injuries are very common in workplace accidents. These are injuries affecting bones, tendons, ligaments, and muscles. Some of these injuries may be caused from an accident or potentially from long term use in one’s daily routine. Workers with these types of injuries can benefit from physical therapy care.
Getting Physical Therapy treatment is a non-invasive way to get hands-on help with pain reduction and injury correction through manual therapy and electronic stimulation, along with other treatments meant to reduce tissue inflammation. Physical Therapy also acts as a non-narcotic way of pain management and healing which then allows you to start strengthening exercises to get you back on the road to recovery.
At Allied Physical Therapy we are seasoned veterans when it comes to navigating through the workers’ comp insurance world. With over 26 years of experience, we have seen our fair share in work related injuries. We also provide job-specific rehab and training to help with long term health in the workforce.